Malta’s Citizenship Program: Unlocking the Benefits of Dual Citizenship

Malta citizenship by naturalisation for exceptional services by direct investment allows high-net-worth individuals to obtain a second passport in Europe. This program provides access to new markets, global mobility, and a secure lifestyle. For non-EU citizens, it can serve as a gateway to European residency and citizenship.

Albert Ioffe, Investment programs expert at Immigrant Invest, provides an overview of how the Maltese passport by naturalization for exceptional services by direct investment works and why it might be worth considering.

What is Malta’s citizenship for exceptional services by direct investment

A government initiative. Malta Citizenship for Exceptional Services by Direct Investment grants citizenship to individuals who contribute to the country’s economy. This initiative involves fulfilling strict Due Diligence requirements, making financial contributions, and committing to residency in Malta.

A step toward Malta citizenship. Successful applicants receive dual citizenship in Malta, granting them rights to live, work, and travel across EU member states. The program is designed for individuals seeking long-term security, global mobility, and economic benefits.

Applicants must demonstrate their commitment to Malta by investments that benefit the local economy. This includes contributions to the National Development and Social Fund, investments in real estate, or charitable donations.

The process ensures integrity and transparency, reflecting Malta’s reputation as a stable and forward-looking country. Moreover, the program’s stringent requirements guarantee that only individuals of excellent character and standing are granted citizenship, maintaining the value and trust associated with Maltese nationality.

9 Advantages of Malta Citizenship

1. Visa-free travel. Maltese citizens enjoy visa-free or visa-on-arrival access to over 160 countries, including the Schengen Area, the UK, and the USA.

2. Access to Europe. Citizenship allows residence, work, and business opportunities across Europe, including high-demand markets like Germany and France.

3. Business-friendly environment. Malta offers a stable economy, low corporate tax rates, and investment opportunities in diverse sectors.

4. Political stability. As a member of the EU, Malta benefits from strong legal and governance systems.

5. Quality of life. Malta provides excellent healthcare, education, and safety, making it an attractive place to live or retire.

6. Generational benefits. Citizenship can be passed on to future generations, ensuring long-term benefits for your family.

7. Asset diversification. Holding citizenship in a stable jurisdiction helps protect wealth and investments.

8. Dual citizenship allowed. Malta permits dual citizenship, letting you retain your original nationality while benefiting from Maltese citizenship.

9. Limited physical presence requirements. Applicants need to reside in Malta for a minimum of 12 months but are not required to give up their primary residence.

Eligibility Criteria of Malta Second Citizenship

Malta’s program involves a thorough vetting process to ensure applicants meet the necessary standards. Key criteria include:

1. Age. Applicants must be at least 18 years old.
2. Clean background. A clean criminal record and passing rigorous Due Diligence checks are mandatory.
3. Health. Applicants must provide evidence of good health, free from contagious diseases.
4. Financial stability. Demonstrating the ability to meet investment and donation requirements is essential.

Background check and Due Diligence. A thorough background check is conducted to ensure the applicant’s eligibility.

Residency requirement. Applicants must meet residency requirements before being granted citizenship. This includes staying in Malta for at least 12 months for the accelerated route or 36 months for the standard one.

The process of obtaining citizenship through this program involves several steps:

1. Contribution to the National Development and Social Fund. Applicants must make a non-refundable contribution to Malta’s National Development and Social Fund. The required amount starts at €600,000 for a minimum 36-month residency, or €750,000 for a reduced 12-month residency period.
2. Investment in Property. Applicants are required to invest in property, either by purchasing a property valued at a minimum of €700,000 or renting a property with a minimum annual rental cost of €16,000.
3. Investment in Government Bonds. Applicants must invest in government bonds or stocks, which must be held for a period of five years.

How to obtain Maltese second citizenship

1. Initial Due Diligence. Start by undergoing pre-screening to verify your eligibility and ensure compliance with the program’s standards.

2. Application submission. Submit your application through a licensed agent authorised by the Maltese government. Include necessary documentation and initial payments.

3. Residency period. Commit to a 12-month residency period in Malta, which can be fulfilled flexibly.

4. Financial contributions. Meet the investment requirements, which typically include:

• a donation to the National Development and Social Fund;
• investment in real estate or a rental agreement for a minimum period;
• contributions to a local charity or non-governmental organisation.

5. Citizenship approval. Upon meeting all requirements and passing Due Diligence, the Maltese government will approve your citizenship application.

6. Oath of allegiance. Finalise the process by taking an oath of allegiance to Malta.

Conclusion

Malta citizenship is a well-regulated pathway to dual citizenship for high-net-worth individuals. It combines the benefits of Europe access, visa-free travel, and asset security with manageable residency requirements. For those seeking new opportunities and long-term stability, this program offers a straightforward solution.